CEYRON - A Global Growing Crypto Received Worldwide

Introduce
Ceyron is here to offer you the only personal security token representing Ceyron's share of equity in order to offer security, transparency and dividends. Ceyron.io will be a cryptocurrency-based investment platform with cryptocurrency trading terminal, debit card capability, and offer token backed by guaranteed credit assets. The CEY token will enable the exchange rate and management of major industry leading assets with a portfolio of guaranteed credibility, insured, and strong returns which means increased stability for investors.

Ceyron Token is?
Token is something that can be used instead of money. The CEY token is a digital token to be provided to the investor and is a vested interest in a separate class of non-voting equity shares in Ceyron. The CEY Token is a functional utility smart contract within the Fund. The CEY Token is non-refundable. It is not for speculative investment.

Ceyron Finance Sarl (CFS), is a Limited Liability Company incorporated under the Limited Liability Company Act ("Dana"), and is wholly owned by Ceyron Finance Ltd. The CFL and IMF have signed an Operation Agreement which sets out the rights and obligations of each party.

The funds will be managed and advised by Colombus Investment Management Ltd, ("Investment Manager"). Colombus Investment Management Ltd, is a British Virgin Islands listed as an independent alternative investment management company specializing in alternative assets and global asset allocations. The Fund Manager will be responsible for the operation of the Fund and will perform all services and activities related to the management of the Fund's assets, liabilities and operations.

Investment Objectives and Strategies
The IMF's investment objective is to provide attractive returns on capital invested through a quantitative approach of ownership to underwriting credit assets, to be awarded by Colombus Investment Management Ltd. The IMF will comply with data-driven investment strategies, where the machine is fully studied The non parametric statistical model is applied to the expected financial benefit issue.

The net income earned by the Fund during a particular month will generally be retained for reinvestment, but a portion of potential periodic revenue may be used to distribute annual dividends to holders of CEY Token, whereby the dividends are approved by the shareholders and CFL shareholders.

Credit Portfolio Support Token To Provide Lower Volatility and Cash Flow
The portfolio of credit assets will then be secured by a guarantee to improve stability and return. Fund managers will use artificial intelligence and machine learning to build a secure asset loan portfolio.

Blockchain Technology Enables Efficient Liquidity for Investors
Blockchain technology has the potential to provide greater integrity, security, security, and transparency. Thus, CFLs will use blockchain to ensure immediate deal handling at low cost in the hope of providing greater liquidity to investors.

Efficient Prepaid Debit Card
The account holder will be empowered to choose from some crypto used for the tender, and when making transactions (eg dinner at a cost of $ 83.65), prepaid debit debit money will be used, or the holder may elect to use supported crypto, which will then sold at a spot price to complete the transaction.

Competitive Cost
Since the CFL will hold both cash and a series of crypts at all times, it will be able to facilitate a smooth cash transfer in Crypto to facilitate transactions, and will enable CFLs to compete with Coinbase on services and fees.

CFLs are launched into the Growing Market
The cryptococcal market has grown to over one hundred and sixty billion USD ($ 160 billion) in the past year. Financial giants and the Central Bank have both invested in blockchain technology. Both large and small investors are looking for a more orderly market that allows safety nets and insurance coverage to be offered in the registered security market.

Problem Statement For a Developing World
The Population of the Growing World (Southeast Asia, Latin America, and Africa) amounts to more than 2 billion people. Africa alone represents 1.2 billion people. It's young and dynamic: 60% are under 50.

Banks are increasingly adopting mobile banking to:
1) develop online banking services;
2) take digital advantage for those who integrate millions of people into the formal financial sector;
3) develop merchant payment services.

Low levels of banking
According to experts, more than 2.5 billion low-income and / or middle-income people are not associated with banks. Traditional agency models easily meet the needs of the poorest but no longer fully meet the requirements of banks.

The reason for low banking penetration is at two levels.

At the client level: most people only have low or very low income, and thus save low capacity. While economic monetization has increased significantly since the 2000s, bank use has not been part of spontaneous practice. The emergence and rapid growth of powerful microfinance companies radically changed this situation.

At the bank level: the relative excess liquidity of banks is not an incentive for customer development. Weak population density adds to the average cost of the implementing agency.

A very competitive market
More than 75% of countries have the majority of services where mobile money services are available. This increased competition means that consumers have more choices. Some subscribe to two or three services simultaneously.

Usage levels are very low
Africa is the world leader in mobile money account 2% of adults have mobile money accounts in the world, 12% holders are in Africa. Every year the number of open mobile money accounts increased by an average of more than 40%. By 2020, the number of Africans with discretionary income - nearly 450 million people - will be comparable, if not superior to Western Europe with an average growth rate of 20% per year. By 2020, there will be nearly 800 million people who have mobile money accounts. Generates potentially nearly 10 billion transactions per day worth almost $ 135 billion dollars by 2020.

User behavior analysis of means of payment appears to be a general trend: the withdrawal represents at least 60% of the volume of transactions; peer-to-peer diversion operation 20%; buy call time 10%; 8% payment and 2% savings.

Shy cries through bank cards holders of CEY card tokens will be privileged to receive their annual dividends on their CFL cards.

Lack of safe and unsecured credit for credit applicants

CFLs have the intention to resolve this issue in Africa where there is a lack of credit available to most applicants. More specifically, dividends distributed to CEY token holders will enable them to qualify for credit because dividends can be considered as a source of revenue.In Africa, there is a steady and persistent lack of income in credit applications.

Solution

CFL Credit Portfolio CFL
Currently, sixty percent (60%) of US mortgage loans are held by non-banks, up from thirty percent (30%) in 2013. More than four trillion USD ($ 4T) in US mortgages alone is available to choose from hundreds goods -bank credit platform. The Investment Manager is tasked with approving solvency and risks associated with the platform itself and identifying the credit profile of the originating asset, from the regulatory compliance regarding origination, volume, collateral, duration, and interest rate, to the quality of management and service. Fund Managers will be tasked with selecting the highest performing assets available in this platform for the CFL portfolio, as well as cleaning up the highest risk assets of the CFL portfolio.

Card CEY Card
CEY will become a physical, virtual, and debit MasterCard with a mobile application that allows the use of twenty (20) foreign currency from one card. CFLs can save customers up to seventy percent (70%) for these costs. Currency can be exchanged at either point of sale (industry average is 3.75% versus 3% fee for CFL), and also through applications. In addition, unlike the standard 1.5 percent fee for ATM withdrawals, CFLs will not assess ATM withdrawal fees. The CFL mobile app will contain additional functionality to transfer funds in currency between merchants, as well as friends and family accounts, thus earning money at zero percent (0%).

CFL Card plans to have a Partner for expenditure management. This will enable the integration of mobile applications to facilitate the management of travel travel and links to many travel partners for e-acceptance management. In short, CFL cards will be developed to provide liquidity upgrades at one of twenty (20) global currencies as well as the main crypto currencies.

CFL and Blockchain
Cryptocurrency (or crypto currency) is a digital asset designed to work as an exchange medium that uses cryptography to secure transactions, to control the creation of additional units, and to verify asset transfers.

Cryptocurrency is designed as a method for decentralized transactions with values held in rare digital goods. This is very interesting in communities where governments make their currency worthless through hyper-inflation. Today, fifty percent (50%) of people worldwide have bank accounts. By 2014, it is sixty-two percent (62%), and cryptococcus takes a greater foothold among the unlenderable.

The fiat currency market into new cryptocurrency operates for several years. Illustration of the current maturity level of the industry is a relatively large difference between the prices in the fiat currency of Bitcoin on various major exchanges.

Blockchain technology is still young, but it has proven its ability as a big book that can not be changed. Bitcoin is a sign that is speculative, and its value, like diamond or gold, beyond industrial use, is entirely driven by scarcity and assurances to its holders that this item is unique and ready for transactions

CFL Security Token.

CFL intends to grant, but does not guarantee, a token holder with an annual dividend, which must be approved by the Board of Directors and the voting shareholder.
CFL intends to invest eighty five percent (85%) of the proceeds received by the CFL from this Funding Offer, and the IMF will in turn invest in credit assets, thus seeking to create stable and growing cash flow resulting in the basis of CEY Token cash can not be guaranteed, and may be affected by market conditions and regulations)
CFL intends to use simple leverage to further increase the profitability of its loan portfolio to facilitate ongoing and sustained investment to improve the credit portfolio underlying the CEY Token (enhanced yields can not be guaranteed, and may be affected by market and regulatory conditions)
CFLs will improve their ability to build their loan portfolios with leverage by providing their warehouse creditors as collateral for credit guarantees.
CFLs intend to maintain cash, securities and token reserves at all times to ensure the liquidity of holders of CEY Token (Liquidity of assets can not be guaranteed, and may be affected by market and regulatory conditions).
CFLs will enter into an alliance with a security provider that will be used to reduce the risk of total capital loss. However, the use of these financial instruments is not a guarantee against any and all possibilities.

Strategic Alliance Strategic Alliance

CFLs are well-established leaders in blockchain, finance, and banking technologies. CFL intends to sign a service agreement with Coinfirm.io regarding KYC / AML (Anti Money Laundering) inspection for each token holder application. Ambisafe is a pioneer in blockchain technology and ICO offer companies that help the world become more decentralized since 2010. Their work is very important in projects such as Tether and Bitfinex. Recently Ambisafe is behind the success of ICO like. Loyal Bank is a bank registered under the laws of Saint Vincent & The Grenadines.

Ceyron (CEY) Token Sale

CEY Token is functional functional functional contract in Mutual Fund. The CEY Token is non-refundable. The CEY Token is not for speculative investment. No promise or promise of future performance to be made in respect of the CEY Token, including no promise of inherent value, no promise to resume payment, and no guarantee that the CEY Token will have any value. The CEY Token is not a security and not a participation in the Company. The CEY Token has no rights in the Company.

The CEY Token is a digital token assigned to investors and is of private interest to a separate, silent equity group in Ceyron. The token's official title will be trusted by Loyal Agency & Trust Corp. ("LATC" or "Nominee") for the token holder, and token holder will be interested in Ceyron Finance Ltd. Nominee is independent and is not involved in the management or operation of the Fund or Fund Manager described below.

Offering: Token CEY - Digital-based ethanol-based contracts representing lucrative holdings in non-voting shares in CEY, to be hosted by Loyal Agency & Trust Corp. to trust the holders of the CEY Token.