HERO - The Future of Banking in Southeast Asia Through Easier and Affordable Credit Token

What is unthinkable to us, whether crediting loans are done with a combination of blockchain technology? Where we will get every access the same service with others without discrimination.

There is an idea now to create an ICO project that is able to provide cheap credit access to improve the living standards of anyone, especially Southeast Asian societies such as Indonesia, Malaysia, TimorLeste, Singapore, Brunei Darussalam, Philippines, Thailand, Cambodia, Laos, Myanmar and Vietnam. Yes the project name is "Hero Token".

They are countries in Southeast Asia. Southeast Asia is the fastest growing region in the world. It makes the top 4 internet market in the world. Only 27% of Southeast Asians have bank accounts. Most Southeast Asians and Filipinos probably still do not have bank accounts, but they are internet users who are ready to get innovative and easy solutions.

WHAT IS HERO?

The HERO Token is a banking token in Southeast Asia. For under HERO Token, you must first understand the wider climate in Southeast Asia. It seems that a lot of older crypto people from the US and western Europe do not know or understand the South Asian market and their dynamics. However, blockchains are a global technology, and more and more, we see many new products and innovations coming from other regions as well. HERO is an appropriate benchmark for Southeast Asia.

Enter the HERO token. It is a leading fintech company originating from Southeast Asia, and helps provide credit locally. They take on a huge lending industry, which is entrenched in the old way and does not harness the power of the internet.

The way it works is simple. On the part of the borrower, he provides the loan, first paying and then develops into a loan that can not be depreciated, so that the borrower has access to instant credit. On the lender side, it allows investors from all over the world to access developing and emerging economies in Southeast Asia and generate higher returns from their money than regular markets in the West such as Western Europe and the United States.

VISION AND MISSION

Our vision is to disrupt the current financial system that does not include 2 billion people from the banking system by using technology to create a more inclusive system that allows people to access credit.

• Since 2015, we have helped thousands of Filipinos access short-term credits and their numbers are increasing rapidly. As an inner pioneer
• Online loans in Southeast Asia, we have become one of Fintech's most prominent startups to disrupt the very thing
• The lending industry is worth billions of dollars. Through our platform, we have provided revolutionary solutions to significant problems among the unbalanced and burdened in emerging markets.
• Headquartered in Singapore, we operate online without branch infrastructure, enabling us to keep our operating costs low and stay focused on our customers. We turned the loan into a frameless, transparent, and highly efficient digital experience for Southeast Asia.

Hero's mission is to revolutionize the banking industry to make credit more accessible and affordable by unbanked or underbanked start in Southeast Asia.

The token hero comes with a Ethereum platform where every 20% of the revenue will be sent to each wallet for 3 months. Token token has its own coin name Hero. Where the price of 1 tokens hero is valuable with 0.005 ETH (200 Hero = 1 Eth). There are about 50,000,000 Hero tokens to be made or worth 250,000 Ets and will be circulated after the crowdsale circulate.

There is a bonus for you in every purchase, among others, as follows:

• Purchases on the first day for the first three hours can earn + 30% bonus tokens
• Purchases on the first day of three hours and up bonus + 20% token
• Purchase on second and third day get bonus bonus + 10%
• Purchases on the fourth to seventh day get + bonus token 5%
• Purchases on the eighth day to two weeks get + bonus tokens 2.5%
• Purchase for two weeks does not get a bonus.

Token allocation will be provided with agreement between team and developer, as follows:

• 80% of tokens will be sold to the public
• The 15% tokens will be allocated to the founders and organizers of long-term interests
• 3% token will be assigned to trusted users and advisors
• 2% Token will be allocated for bounty or promotion

To participate in the sale of Hero tokens you may send the following currency from a wallet you control directly (do not ship from the exchange) into Hero's wallet.

• Ethics (ETH)
• ETH Classic
• Bitcoin (BTC)
• Ripple
• LiteCoin
• Waves

The wallet address will be available on our website www.herotoken.io before the actual token sale. The hero's token will be sent to the buyer after the token sale expires. Transferability will start from the first day of trading, which is planned to begin after the token sale ends in September. After selling this token, no additional Hero tokens will be created.

Roadmap

APPRECIATION

TEAM HERO

The team has demonstrated its ability in the HERO token, which is a different talent-based experience. However, this team has a much larger plan, and therefore seeks token sales to help expand and grow their business.

Further information:

Website: https://www.herotoken.io/
Whitepaper: https://s3-ap-southeast-1.amazonaws.com/herotoken/Hero+Whitepaper_080817.pdf
Bitcointalk ANN THREAD: https://bitcointalk.org/index.php?topic=2073049
Facebook: https://www.facebook.com/PawnHero.ph
Twitter: https://twitter.com/PawnHeroPH
Slack: https://herotoken.herokuapp.com/
Telegram: https://t.me/herotoken


Author: gelefals
Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=1573104
Eth: 0x4151B9b20befFCc4fa6594e5e71F3cd405E6CF1f