VISO is a payment system that combines cryptocurrency and generally accepted payment cards and terminals into one environment.

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Cryptocurrency is a constantly changing asset in terms of value like other local currencies. However, the difference between local currency and cryptocurrency is that the latter only exists in the digital world and has an ever-increasing demand among online users worldwide. After recognizing the power cryptocurrency and growth potential over the years to come, VISO has built a user-friendly payment platform to use it. The platform offers various types of cryptocurrency payment plans that can generate attractive returns every day. VISO follows blockchain technology that ensures maximum efficiency and transparency.

What is VISO?

VISO is a payment system that combines cryptocurrency and payment cards that are generally accepted and terminals into one environment.With VISO, cryptocurrency services will be the day-to-day payout for all countries for the first time.

VISO technology knowledge:

• For buyers. Connect the cryptocurrency to the VISO wallet and get contactless payments from your smartphone at places that accept PayWave VISA or PayPass MasterCard in just 5 minutes.

• For sellers. POS-infrastructure SMART-terminal 3 in 1: banking terminal, cash table and payment terminal, with online reports from all purchases, on any device. In addition, online stores can be set up in just one hour.

• For investors. Unique mechanism for return on investment from token purchases, built on upgrades turnover in the secondary market.

 What problem is solved by VISO?

Speed, where cryptocurrency has penetrated regular payments, to this day is too slow. Time of transaction for cryptocurrency is not large, but its ease of use leaves a lot to be desired. VISO solves this problem through special wallet technology and through the physical presence of payment terminals at the sales locations.

 How does VISO work?

VISO is a full cycle payment system, which combines the entire collection of technologies to receive payments at sales locations, invoices and purchases in traditional currency, through bank cards and in cryptocurrency. Key elements of the VISO ecosystem are:

• The SMART banking terminal network is combined with a cash table, allowing you to complete your purchase in cash,using regular bank cards and cryptocurrency.

• VISO Card bank card, which allows you to make payments from VISO wallets in banknotes and currency crypto.

• VISO Wallet, by combining traditional payment methods and VITO cryptocurrency.

• VISO Exchange for cryptocurrency, where you will be able to exchange cryptocurrency VITO for cryptocurrenty or other fiat money.

The VISO system incorporates traditional payment technologies with bank cards and new payment technologies based on cryptocurrency. The combination of traditional payment methods as well as the crypto currency resulted in a huge cost reduction for participants and a more transparent mode of payment. This system allows payments at both sales and online locations.

VISO Wallet

The VISO wallet serves as an intermediary payment method, which

it is possible to improve the conversion rate of crypto currency at the time of sale / purchase at the sales location or as per the wishes of the client, and to complete payments between system members. The VISO wallet provides access to the exchange of cryptocurrency. Anyone with an internet connection can create a VISO wallet. Once created, you can convert other cryptocurrencies

into the balance of VISO wallet, ie BitCoin, Etherium, Waves and others. The balance of the wallet can be denominated in VITO, USD, Euro, and Georgia Lari.

 VISO card

All VISO cards are connected to the VISO Wallet. The balance can be in Georgian Run, USD, Euro, and VITO. Each VISO card user can set the currency of his choice. The VISO card supports SMART-Balance technology, which is possible automatic conversion of funds from card or bank account to cryptocurrency and vice versa via link to VISO Wallet. You do not need to sell / buy cryptocurrency manually, after this option is enabled. The conversion rules can be set by the users themselves.

The company will issue 4 types of cards:

• VISO Card Lamp. Plastic cards with balance and turnaround within the boundaries of Anti Money Laundering laws. Supports non-payment payments.

• VISO Card Pro. Plastic cards are associated with the accounts identified in Georgian banks without operating restrictions.

• Virtual VISO Card. Virtual bank card with restrictions set by the client.

• HIS VISO Card. The card operates on the Host Card Emulation technology, which allows for contactless payments from any smartphone that supports NFC technology.

VISO cards will be distributed worldwide. Anyone who wants to do so will be able to order cards by post. VISO cards will be issued in compliance with VISA and MasterCard payment system regulations worldwide and accepted worldwide.

VISO Exchange Exchange

cryptocurrency integrates with the VISO Wallet and enables VITO cryptocurrency sales / purchase operations and redeems them with fiat money by transfer to a bank account at a Georgian bank, as well as to other crypto currencies. The cryptocurrency rate changes automatically according to the current currency rate, the dynamics of VITO sales and purchases in relation to all currencies.

Cryptocurrency VITO can also be traded on external exchanges, which are not associated with the VISO ecosystem. VISO owners can buy and sell

cryptocurrency to other users, set the exchange rate itself.

VISO terminal

VISO SMART-terminal represents a new generation of banking terminal. They combine all the functions of standard banking terminals, cashiers and also allow the launch of all mobile apps on Google's Android operating system. Each SMART-terminal VISO can be integrated with any company's accounting system, making it a full cashier system, where the entire purchase list is documented. Collecting all devices into one allows the minimization of costs from each company, but is very important for small businesses. The SMART terminal is certified by VISA and MasterCard. Security complies with security requirements of the PCI DSS 3 standard.

Token VISO (VITO)

VITO Token is the internal cryptocurrency of the VISO payment system. VITO is created on the Waves platform. The token value is generated through its rotations in the payment system. VITO turnover is supported by the operation of VISO payment system. VITO tokens do not grant any rights to corporate profits, and VITO holders can only expect a refund of the redemption of tokens or their exchange to other crypto currencies.

Limited token numbers: 1.000.000.000 (1 billion VITO tokens)

Initial rate: 0.1 USD for 1 VITO tokens

TOKEN SALES

• Opening date: 26 Nov 2017
• Closing Date: March 15, 2018
• Token Type: ERC20
• Price Token ICO: 0,10000 USD
• Fundraising Objective: 3,000,000 USD
• Whitelist: NO
• Know Your Customer (KYC): NO
• Сan't participate: United States of America
• Bonus for First: UP 35% Bonus tokens issued on Waves Platform Accept BTC, ETH, WAWES, USD, EUR

Token Distribution:

• 80% tokens for VITO buyers
• 18% for founders and advisors
• 2% for bounty companies (during Token sales)

 Sales of VITO tokens

The advantage of VISO's business model depends on the amount of technology launched. Some technologies are too expensive to launch before collecting enough funds from Token sales. We have 5 destination levels based on how much revenue VISO generates through Token sales. Depending on the amount of funds generated, different technologies will be launched.

If less than 3,000,000 USD (3 million) is collected during Token sales, the entire amount will be refunded. The maximum amount that can be charged is 79 million USD. That amount would make it possible to replace the entire Georgia cash register technology for the new SMART-terminal, there is no economic justification for collecting larger amounts.

Token sales will take place in two stages:

1. Pre-sale. During pre-sale, cryptocurrency while Pre VITO * is sold, which will be converted into VITO after the start of the main sale, after which it will be destroyed.
2. The main sales. During the sale, the main volume of VITO will be sold.

Token Pre VITO is a means to attract initial fund collection for VISO projects. 10.000.000 Pre VITO will be published, which will be converted into VITO with coefficient 1.5. Escrow does not extend to Pre VITO, the sale will be made directly to the VISO company wallet. In this way, Pre VITO tokens carry a high risk, but it is also a big bonus.

VISO team

VISO is a team of professionals who are passionate about what they do.

Advisor

Conclusion

This project will be launched in Georgia to get started. We have chosen this country because of the great opportunities offered for investment. Minimal levels of taxation, world openness, and small size make this country a great choice for an inspiring breakthrough in the world cryptocurrency.

Georgia today: Association Agreement with the European Union; American law; Taxation established constitutionally; Security; Well developed payment infrastructure; There is no limit of payment of cryptocurrency by the central bank; Well developed payment system.

After the success of the project in Georgia we plan to enter the market

international.

More information contact :

• Sitelinks: https://viso.global/
• Whitepaper: https://viso.global/white_paper.pdf
• Twitter: https://twitter.com/VISOpayments
• Telegram: https://t.me/VISOeng
• Media: https://medium.com/@viso/
• FaceBook: https://www.facebook.com/VISO.payments/

Author: jampang, kupret

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